Though primarily aimed at families owning at least 1-acre of cultivable land, BAIF-Wadi also covers landless families, through:
- businesses like cashew processing, which provides employment to some landless youth, and
- credit and training support to landless families.
Among the beneficiaries are 10 women from landless families of Kuthli village in Kaprada tehsil of Valsad district, Gujarat, who formed an SHG called Dipavli in 2002. The women were inspired to do so after seeing income generation activities initiated by another SHG in the village.
The members of the Dipavli group began to deposit Rs 20 per month as individual savings. The money was used for internal lending. By 2005 the group had rotated Rs 7000 as credit to members.
With guidance of DHRUVA, the women initiated production of vermicompost. They received vermiculture on credit under the Wadi project’s micro credit program. Premises were rented to produce and store vermicompost. Vermicompost making activity was commenced post-Diwali and done for 5 months till the rains. The women developed a system of working together for 1-2 hours per day. Every year, the group earned between Rs 8,000 to 10,000 from sale of vermicompost.
Subsequently, two members started making leaf plate and cups. The activity did not involve any investment as the raw material is available locally.
These village-level income generation activities had a strong positive impact: the women stopped daily migration in search of wage labour